Korean Health Insurance Premium Calculator 2025
Calculate your Korean national health insurance premium. Enter your monthly salary (employee) or annual income (self-employed) to see your monthly premium including long-term care.
Health Insurance Premium Calculator
Gross monthly salary (annual incl. bonuses ÷ 12)
2025 Rate Reference
Health insurance rate7.09%
Long-term care rate0.9182%
Employee share (Employee (직장))50%
LTC premium = health premium × 12.95%
Tips to Save on Health Insurance
- •Employees split premiums 50/50 with their employer.
- •Registering as a dependent avoids separate premiums (family member's plan).
- •Self-employed premiums consider property and vehicles, not just income.
- •If annual income is under 20M KRW, consider registering as a dependent.
- •Check for annual premium refunds from NHIS each year.
Actual premiums may vary. Contact the NHIS for precise amounts.
Related Calculators
Korean National Health Insurance Overview
Korea's National Health Insurance Service (NHIS, 국민건강보험공단) provides universal health coverage. All residents — Korean nationals and registered foreigners alike — must enroll as either an employee (직장가입자) or self-employed (지역가입자) subscriber.
2025 Rate Summary
| Category | Rate | Your Share | Employer Share |
|---|---|---|---|
| Health Insurance (Employee) | 7.09% | 3.545% | 3.545% |
| Long-term Care | 12.95% of health premium | 50% | 50% |
| Health Insurance (Self-employed) | 7.09% | 100% | — |
For Foreigners in Korea
- Foreign employees are enrolled automatically and pay the same rates as Korean workers
- Foreign residents on D/E/F visas must also enroll after 6 months of stay
- Coverage includes outpatient, inpatient, dental (partial), and prescription benefits
- Contact the NHIS at 1577-1000 or nhis.or.kr for enrollment details
